Apache Fineract

Core banking platform for financial institutions and fintech companies.

FinTech Version 1.8.4
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About Apache Fineract

Apache Fineract is an open-source core banking platform that provides a reliable, robust, and affordable solution for financial institutions. As the foundation of Mifos X, Fineract powers digital financial services for millions of users worldwide. It offers a modern API-first architecture, making it ideal for building innovative fintech solutions, mobile banking apps, and digital lending platforms.

Key Features

Everything you need to succeed

RESTful API for seamless integration with mobile and web applications
Flexible product configuration for loans, savings, and deposits
Multi-tenancy support for serving multiple organizations
Real-time transaction processing and account management
Comprehensive reporting with customizable templates
Workflow engine for loan approval and disbursement
SMS and email notifications for customer engagement
Integration with payment gateways and mobile money platforms
Support for multiple currencies and exchange rates
Audit logging and compliance reporting
Batch job processing for end-of-day operations
Open banking API compliance

Perfect For

Real-world applications

💼 Fintech startups building digital lending platforms
💼 Banks modernizing legacy core banking systems
💼 Mobile money operators providing financial services
💼 Payment service providers offering wallet solutions
💼 Remittance companies processing cross-border transfers
💼 Neobanks launching digital-first banking services

Regulatory Compliance Reports

Pre-built professional PDF reports for 9 African central banks. Generate regulator-ready prudential returns with one click — no consultants needed.

47
PDF Report Templates
9
Central Banks Covered
5
Output Formats
1-Click
Enable Per Country

Supported Countries & Reports

Country Regulator Reports Included PDF
🇿🇼 ZimbabweRBZBalance Sheet BS1, Income Statement BS2, PAR, Loan Classification (SI 205/2000), Gender Outreach, Large Exposures6 ✓
🇿🇲 ZambiaBOZBalance Sheet, Income Statement, PAR, Credit Risk, Capital Adequacy (min 10%)5 ✓
🇰🇪 KenyaCBKBalance Sheet, Income Statement, PAR, Loan Classification (CBK/PG/MFB/04), Capital Adequacy (min 8%)5 ✓
🇹🇿 TanzaniaBOTBalance Sheet, Income Statement, PAR, Credit Risk, Capital Adequacy (min 10%)5 ✓
🇺🇬 UgandaBOUBalance Sheet, Income Statement, PAR, Credit Risk, Capital Adequacy (min 15%)5 ✓
🇲🇿 MozambiqueBdMBalanço, Demonstração de Resultados, PAR, Classificação (Aviso 4/GBM/2012), Capital (min 8%)5 ✓
🇷🇼 RwandaBNRBalance Sheet, Income Statement, PAR, Credit Risk, Capital Adequacy (min 10%)5 ✓
🇬🇭 GhanaBOGBalance Sheet, Income Statement, PAR, Credit Risk (ARB Apex), Capital Adequacy (min 10%)5 ✓
🇲🇼 MalawiRBMBalance Sheet, Income Statement, PAR, Credit Risk, Capital Adequacy (min 10%)5 ✓
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Professional PDF Reports

Formatted with regulator branding, signature blocks, page numbers, and confidentiality footers. Ready for direct submission.

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Excel & CSV Export

Export any report to Excel/CSV for further analysis, board presentations, or integration with other systems.

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Loan Agreement Forms

Auto-generated loan agreements with repayment schedules, terms & conditions, and signature blocks. Print-ready.

How It Works

1

Select your country from the dashboard

2

Reports are auto-deployed to your instance

3

Generate PDF via API or Web App

4

Submit directly to your central bank

Technical Specifications

Version:1.8.4
Database:Mysql
Category:FinTech
Deployment:Cloud-ready, Docker containers

Deployment Benefits

  • 5-minute setup — Get started immediately
  • Automatic backups — Your data is always safe
  • SSL certificates — Secure by default
  • Custom domain — Your brand, your URL
  • One-click updates — Always latest version
  • 24/7 monitoring — We watch your systems

Ready to Deploy Apache Fineract?

Join thousands of organizations already using our platform

We're working on making this software available. Check back soon!

Setup in 5 minutes Enterprise security 24/7 support

Need help setting up Apache Fineract?

Our implementation team can configure, customize, and train your staff. Or use your own consultant — we support both.

Frequently Asked Questions

Apache Fineract typically deploys in 10-15 minutes. You'll receive an email with login credentials once ready.
Apache Fineract uses Mysql. We handle all database setup, optimization, and backups automatically.
Yes! We offer free migration assistance. Contact our support team and we'll help transfer your data securely.
Yes, we only deploy stable, production-ready versions. Version 1.8.4 is thoroughly tested and enterprise-ready.

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Simple, Transparent Pricing

No hidden fees, no surprises

Standard

$149 /per month
  • Email support (24h)
  • 99.9% uptime SLA
  • Daily backups
  • SSL certificate
  • Unlimited clients
Most Popular

Priority

$200 /per month
  • 24/7 chat & email (2h)
  • 99.95% uptime SLA
  • Hourly backups
  • Compliance support
  • Everything in Standard

Enterprise

$399 /per month
  • Dedicated manager
  • Phone support (30min)
  • 99.99% uptime SLA
  • Real-time backups
  • Everything in Priority

View full pricing details →

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