Mifos X
Leading open-source core banking and microfinance platform powering financial inclusion worldwide.
About Mifos X
Mifos X (Apache Fineract) is the world's leading open-source core banking and microfinance platform, powering financial inclusion for over 350 million people across 50+ countries. Built for microfinance institutions, credit unions, cooperatives, and digital lenders, Mifos X provides a complete suite of lending, savings, and banking operations. The platform is designed to be highly configurable, supporting diverse financial products, multiple currencies, and complex organizational structures while maintaining regulatory compliance.
Key Features
Everything you need to succeed
Perfect For
Real-world applications
Regulatory Compliance Reports
Pre-built professional PDF reports for 9 African central banks. Generate regulator-ready prudential returns with one click — no consultants needed.
Supported Countries & Reports
| Country | Regulator | Reports Included | |
|---|---|---|---|
| 🇿🇼 Zimbabwe | RBZ | Balance Sheet BS1, Income Statement BS2, PAR, Loan Classification (SI 205/2000), Gender Outreach, Large Exposures | 6 ✓ |
| 🇿🇲 Zambia | BOZ | Balance Sheet, Income Statement, PAR, Credit Risk, Capital Adequacy (min 10%) | 5 ✓ |
| 🇰🇪 Kenya | CBK | Balance Sheet, Income Statement, PAR, Loan Classification (CBK/PG/MFB/04), Capital Adequacy (min 8%) | 5 ✓ |
| 🇹🇿 Tanzania | BOT | Balance Sheet, Income Statement, PAR, Credit Risk, Capital Adequacy (min 10%) | 5 ✓ |
| 🇺🇬 Uganda | BOU | Balance Sheet, Income Statement, PAR, Credit Risk, Capital Adequacy (min 15%) | 5 ✓ |
| 🇲🇿 Mozambique | BdM | Balanço, Demonstração de Resultados, PAR, Classificação (Aviso 4/GBM/2012), Capital (min 8%) | 5 ✓ |
| 🇷🇼 Rwanda | BNR | Balance Sheet, Income Statement, PAR, Credit Risk, Capital Adequacy (min 10%) | 5 ✓ |
| 🇬🇭 Ghana | BOG | Balance Sheet, Income Statement, PAR, Credit Risk (ARB Apex), Capital Adequacy (min 10%) | 5 ✓ |
| 🇲🇼 Malawi | RBM | Balance Sheet, Income Statement, PAR, Credit Risk, Capital Adequacy (min 10%) | 5 ✓ |
Professional PDF Reports
Formatted with regulator branding, signature blocks, page numbers, and confidentiality footers. Ready for direct submission.
Excel & CSV Export
Export any report to Excel/CSV for further analysis, board presentations, or integration with other systems.
Loan Agreement Forms
Auto-generated loan agreements with repayment schedules, terms & conditions, and signature blocks. Print-ready.
How It Works
Select your country from the dashboard
Reports are auto-deployed to your instance
Generate PDF via API or Web App
Submit directly to your central bank
Technical Specifications
Deployment Benefits
- ✓ 5-minute setup — Get started immediately
- ✓ Automatic backups — Your data is always safe
- ✓ SSL certificates — Secure by default
- ✓ Custom domain — Your brand, your URL
- ✓ One-click updates — Always latest version
- ✓ 24/7 monitoring — We watch your systems
Ready to Deploy Mifos X?
Join thousands of organizations already using our platform
Deploy Mifos X NowNeed help setting up Mifos X?
Our implementation team can configure, customize, and train your staff. Or use your own consultant — we support both.
Frequently Asked Questions
More FinTech Software
Apache Fineract
Core banking platform for financial institutions and fintech companies....
Learn More →Simple, Transparent Pricing
No hidden fees, no surprises
Standard
- ✓ Email support (24h)
- ✓ 99.9% uptime SLA
- ✓ Daily backups
- ✓ SSL certificate
- ✓ Unlimited clients
Priority
- ✓ 24/7 chat & email (2h)
- ✓ 99.95% uptime SLA
- ✓ Hourly backups
- ✓ Compliance support
- ✓ Everything in Standard
Enterprise
- ✓ Dedicated manager
- ✓ Phone support (30min)
- ✓ 99.99% uptime SLA
- ✓ Real-time backups
- ✓ Everything in Priority